Manufactured Home Refinance Loan

Readers learn how to qualify for a loan for a manufactured home under a little-known, government-sponsored progam that offers financing with no money down and favorable interest rates.

Manufactured homes are becoming more and more sophisticated and are now an excellent alternative to conventional home construction. It's by far the most economical way to a new home: You'll spend less money, time, and frustration than when buying a new conventional home, and get all the features you want. With the help of this book, the entire process becomes easy and painless. You will find clear descriptions of all the steps involved, from choosing a manufacturer and a dealer to arranging financing, and from selecting a floor plan to placing the home on the site and customizing the home.

Home Owners Loan Corporation - The Home Owners Loan Corporation was a New Deal agency established in 1933 to refinance homes to prevent foreclosure. It was usually used to extend loans from shorter, expensive payments of the 15 years to the lower payments of the 30 year loans.

Home equity loan - A home equity loan is a type of loan in which the borrower uses the equity in his home as collateral. These loans are sometimes useful for families to help finance major home repairs, medical bills or college educations.

Federal Home Loan Banks - The Federal Home Loan Banks are an essential source of stable, low-cost funds to American financial institutions for home mortgage, small business, rural and agricultural loans. With their members, the FHLBanks represent the largest source of home mortgage and community credit.

Federal Home Loan Mortgage Corporation - The Federal Home Loan Mortgage Corporation ("Freddie Mac") is a stockholder-owned, publicly-traded company chartered by the United States federal government in 1970 to purchase mortgages and related securities, and then issue securities and bonds in financial markets backed by those mortgages in secondary markets. Freddie Mac, like its competitor Fannie Mae is regulated by the Office of Federal Housing Enterprise Oversight (OFHEO) in the United States Department of Housing and Urban Development.

manufacturedhomerefinanceloan

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